Fha Loan Vs Conventional Loan Calculator At NerdWallet, we strive to help you make financial. has programs for people with less-than-desirable credit that include mortgage interest rates lower than that of conventional loans. To qualify,Interest Rates Fha Fha Rates 30 Year Fixed Mortgage rates could change daily.. 30-year fixed-rate mortgage: The payment on a $207,410 30-year Fixed-Rate Loan at 4.25% and 77.68% loan-to-value (LTV) is $1,020.34 with 0.875 points due at closing. The Annual Percentage Rate (APR) is 4.531%. Payment does not include taxes and insurance.Compare Rates Mortgage Loan Type Fha This form of loan is overseen by the Federal Housing Administration. The FHA insures the mortgage, allowing lenders to offer better terms than they otherwise might, while at the same time requiring.Fha Va Home Loan FHA loans came in a distant second, making up just under 12 percent of all loans in Q1, followed by VA loans with just 8.7 percent and, in last place, was cash at a 5.2 percent share of new home.